"Unless you're Bill Gates, you're just one serious illness
away from bankruptcy," said Dr. David Himmelstein, in
the February 2, 2005 New York Times. "Most of the medically
bankrupt were average Americans who happened to get sick."
Critical Illness Insurance is a lump sum cash benefit
paid immediately upon the diagnosis of a critical illness. A
critical illness is defined as cancer, heart attack, stroke,
major organ transplant, end-stage renal
disease, major burns, paralysis, coma, advanced Alzheimer's disease,
plus others. Critical Illness Insurance pays the insured for living!
The
likelihood of being diagnosed with a critical illness during
the income producing years is significantly
higher than the likelihood of dying. Our objective is to
provide creative and innovative insurance strategies with
a proactive, value centered approach and thoughtfulness.
We would like to
offer you a solution...
Critical Illness Insurance is a lump sum cash benefit (up to $1,000,000)
that will be given to you upon the first confirmed diagnosis of an illness
or medical condition covered by your policy. You choose how to use your
cash benefit. If your policy is not used, Critical Illness Insurance
returns all premiums at death. Some benefits may vary by policy.
Consider this innovative opportunity
to give you and your family the peace of mind you all deserve.
Creative
Insurance Strategies is willing to
work with you to meet your unique insurance
needs so that you
can feel comfortable about being protected
from the unforeseen.
Click here to learn
about our other insurance services including
ECCHIC - a team of proactive cost managers
that has successfully reduced and stabilized
employee benefits cost with common sense efficiency
since 1989.
Consider the following facts.
48%
of mortgage foreclosures are due to a critical illness*
only
3% of mortgage foreclosures in America are due to death
50%
of all bankruptcies in America are due to a critical
illness 79% of those people
had medical insurance**
65%
of the total costs of cancer are "non-medically related" and
not covered by health insurance***
Consider the following facts.
